{"id":2149,"date":"2026-02-01T10:23:16","date_gmt":"2026-02-01T06:23:16","guid":{"rendered":"https:\/\/test.bhmuae.ae\/privacy-policy\/end-user-agreement\/"},"modified":"2026-02-16T00:41:52","modified_gmt":"2026-02-15T20:41:52","slug":"end-user-agreement","status":"publish","type":"page","link":"https:\/\/bhmuae.ae\/ar\/privacy-policy\/end-user-agreement\/","title":{"rendered":"\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0646\u0647\u0627\u0626\u064a"},"content":{"rendered":"\t\t
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2. \u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c<\/h3>

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\u0623\u0648 \u0641\u0643 \u062a\u062c\u0645\u064a\u0639 \u0623\u0648 \u062a\u0641\u0643\u064a\u0643 \u0623\u0648 \u0625\u062c\u0631\u0627\u0621 \u0647\u0646\u062f\u0633\u0629 \u0639\u0643\u0633\u064a\u0629 \u0623\u0648 \u0645\u062d\u0627\u0648\u0644\u0629 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0634\u0641\u0631\u0629 \u0627\u0644\u0645\u0635\u062f\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0634\u0641\u0631\u0629 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u0629 \u0644\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0623\u0648 \u0625\u0646\u0634\u0627\u0621 \u0623\u064a \u0623\u0639\u0645\u0627\u0644 \u0645\u0634\u062a\u0642\u0629 \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0623\u0648 \u062a\u0641\u0648\u064a\u0636 \u0623\u064a \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0644\u0644\u0642\u064a\u0627\u0645 \u0628\u0630\u0644\u0643\u061b \u0623\u0648 \u062a\u0623\u062c\u064a\u0631 \u0623\u0648 \u062a\u0623\u062c\u064a\u0631 \u0645\u0646 \u0627\u0644\u0628\u0627\u0637\u0646 \u0623\u0648 \u062a\u0648\u0632\u064a\u0639 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u0628\u064a\u0639 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0623\u0648 \u0645\u062d\u0627\u0648\u0644\u0629 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0623\u064a \u0645\u0645\u0627 \u0633\u0628\u0642. \u0648\u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0637\u0645\u0633 \u0623\u0648 \u0625\u0632\u0627\u0644\u0629 \u0623\u0648 \u062a\u0639\u062f\u064a\u0644 \u0623\u064a \u0645\u0646 \u0627\u0644\u0634\u0639\u0627\u0631\u0627\u062a \u0623\u0648 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0631\u0648\u0627\u0628\u0637 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0623\u0648 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0627\u0644\u0628\u0631\u0627\u0621\u0627\u062a \u0623\u0648 \u062d\u0642\u0648\u0642 \u0627\u0644\u0637\u0628\u0639 \u0648\u0627\u0644\u0646\u0634\u0631 \u0623\u0648 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0623\u0648 \u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0623\u0648 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0623\u0648 \u0641\u064a \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629. \u0648\u0628\u0635\u0641\u062a\u0647 \u0645\u0631\u062e\u0635\u064b\u0627 \u0644\u0647\u060c \u064a\u0645\u062a\u0644\u0643 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u0630\u064a \u064a\u064f\u0633\u062c\u0644 \u0639\u0644\u064a\u0647 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0641\u064a \u0627\u0644\u0623\u0635\u0644 \u0623\u0648 \u0644\u0627\u062d\u0642\u064b\u0627\u060c \u0648\u0644\u0643\u0646 \u0644\u0627 \u064a\u0645\u062a\u0644\u0643 \u0623\u064a \u0645\u062d\u062a\u0648\u0649 \u0645\u0648\u0636\u0648\u0639 \u0639\u0644\u064a\u0647. \u0648\u064a\u0642\u062a\u0635\u0631 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u0645\u0645\u0646\u0648\u062d herein \u0639\u0644\u0649 \u0645\u062f\u0629 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644\/\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0648\u064a\u064f\u0644\u063a\u0649 \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0639\u0646\u062f \u0627\u0646\u062a\u0647\u0627\u0621 \u0645\u062f\u0629 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644\/\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0623\u0648 \u0625\u0646\u0647\u0627\u0626\u0647\u0627 \u0627\u0644\u0645\u0628\u0643\u0631 \u0623\u064a\u0647\u0645\u0627 \u0623\u0633\u0628\u0642.<\/p><\/section>

3. \u0633\u064a\u0627\u0633\u0629 \u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631<\/h3>

3.1 \u062a\u0642\u0648\u0645 BHM CAPITAL \u0628\u062a\u0632\u0648\u064a\u062f \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0643\u0644\u0645\u0629\/\u0643\u0644\u0645\u0627\u062a \u0645\u0631\u0648\u0631 \u0648\u0627\u0633\u0645\/\u0623\u0633\u0645\u0627\u0621 \u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u062e\u062f\u0645\u0629. \u0648\u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0639\u0646 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0631\u064a\u0629 \u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631 \u0648\u0623\u0633\u0645\u0627\u0621 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646. \u0648\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u062e\u0637\u0627\u0631 BHM CAPITAL \u0641\u0648\u0631\u064b\u0627 \u0628\u0623\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647 \u0644\u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631 \u0648\/\u0623\u0648 \u0623\u0633\u0645\u0627\u0621 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0623\u0648 \u0623\u064a \u062e\u0631\u0642 \u0623\u0645\u0646\u064a \u0622\u062e\u0631. \u0648\u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0639\u0646 \u0623\u064a \u0648\u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062b \u0641\u064a \u062d\u0633\u0627\u0628\u0647. \u0648\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u062e\u0631\u0648\u062c \u0645\u0646 \u0627\u0644\u062d\u0633\u0627\u0628 \u0641\u064a \u0646\u0647\u0627\u064a\u0629 \u0643\u0644 \u062c\u0644\u0633\u0629. \u0648\u064a\u062c\u0628 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0643\u0644 \u0643\u0644\u0645\u0629 \u0645\u0631\u0648\u0631 \u0645\u0646 \u0642\u0628\u0644 \u0645\u0634\u062a\u0631\u0643 \u0648\u0627\u062d\u062f \u0641\u0642\u0637.<\/p>

3.2 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u062e\u0637\u0627\u0631 BHM CAPITAL \u0641\u0648\u0631\u064b\u0627 \u0628\u0623\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647 \u0644\u0644\u062d\u0633\u0627\u0628 \u0623\u0648 \u0643\u0644\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631 \u0623\u0648 \u0623\u064a \u062e\u0631\u0642 \u0623\u0645\u0646\u064a \u0622\u062e\u0631. \u0648\u0644\u0646 \u062a\u0643\u0648\u0646 BHM CAPITAL \u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0636\u0631\u0631 \u064a\u0646\u0634\u0623 \u0639\u0646 \u0625\u062e\u0641\u0627\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0641\u064a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a.<\/p>

3.3 \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0627 \u0648\u064a\u0624\u0643\u062f \u0627\u0644\u062a\u0632\u0627\u0645\u0647 \u0648\u062f\u0639\u0645\u0647 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0637 \u0644\u0633\u064a\u0627\u0633\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0642\u0631\u0635\u0646\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c:-
\u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u0646\u0634\u0627\u0621 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0646\u0633\u062e \u063a\u064a\u0631 \u0645\u0635\u0631\u062d \u0628\u0647\u0627 \u0645\u0646 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u062a\u062d\u062a \u0623\u064a \u0638\u0631\u0641\u060c \u0648\u064a\u0644\u062a\u0632\u0645 \u0628\u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u0645\u0646\u0638\u0645 \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c.
\u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0627\u0646\u062e\u0631\u0627\u0637 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0641\u064a \u062a\u0635\u0646\u064a\u0639 \u0623\u0648 \u062a\u0648\u0632\u064a\u0639 \u0623\u0648 \u062a\u0648\u0631\u064a\u062f \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0631\u0627\u0645\u062c \u0645\u0632\u064a\u0641\u0629 \u0623\u0648 \u0645\u0642\u0631\u0635\u0646\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0631\u062e\u0635\u0629.
\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0641\u0648\u0631\u064b\u0627 \u0639\u0646\u062f \u0639\u0644\u0645\u0647 \u0623\u0648 \u0627\u0634\u062a\u0628\u0627\u0647\u0647 \u0628\u0623\u064a \u062a\u0632\u0648\u064a\u0631 \u0623\u0648 \u0642\u0631\u0635\u0646\u0629 \u0623\u0648 \u0627\u0646\u062a\u0647\u0627\u0643 \u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0623\u062f\u0644\u0629 \u0627\u0644\u0634\u0641\u0648\u064a\u0629 \u0623\u0648 \u0627\u0644\u0648\u062b\u0627\u0626\u0642\u064a\u0629 \u0623\u0648 \u0627\u0644\u0625\u062b\u0628\u0627\u062a\u0627\u062a \u0648\/\u0623\u0648 \u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u062a\u064a \u0628\u062d\u0648\u0632\u062a\u0647 \u062f\u0648\u0646 \u0642\u064a\u062f \u0623\u0648 \u0634\u0631\u0637.<\/p><\/section>

4. \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629<\/h3>

4.1 \u064a\u064f\u0635\u0631\u062d \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u062a\u0644\u0642\u064a \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0635\u0631\u064a\u064b\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637. \u0648\u064a\u064f\u062d\u0638\u0631 \u0623\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0622\u062e\u0631 \u0644\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0625\u0631\u0633\u0627\u0644 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0643\u0644\u064a\u064b\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a\u064b\u0627.<\/p>

4.2 \u0641\u064a \u062d\u0627\u0644 \u0643\u0627\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0646\u0638\u0645\u0629\u060c \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0644\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0644\u062a\u0644\u0643 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0648\u0645\u0648\u0638\u0641\u064a\u0647\u0627 \u0641\u0642\u0637 \u0648\u0644\u064a\u0633 \u0644\u0625\u0639\u0627\u062f\u0629 \u062a\u0648\u0632\u064a\u0639\u0647\u0627 \u0639\u0644\u0649 \u0623\u064a \u0634\u062e\u0635 \u0623\u0648 \u0643\u064a\u0627\u0646 \u0622\u062e\u0631. \u0648\u0644\u062a\u062c\u0646\u0628 \u0627\u0644\u0634\u0643\u060c \u064a\u0634\u0645\u0644 \u201c\u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u201d \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0646 \u0642\u0628\u0644 \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629 \u064a\u0634\u0627\u0631\u0643\u0647\u0627 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062f\u0648\u0646 \u0628\u064a\u0639\u0647\u0627 \u0623\u0648 \u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0639\u0644\u0649 \u0646\u062d\u0648 \u0646\u0627\u0641\u0639 \u0644\u0647\u0645\u060c \u0634\u0631\u064a\u0637\u0629 \u0623\u0646 \u064a\u0634\u0643\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u062c\u0632\u0621\u064b\u0627 \u0644\u0627 \u064a\u062a\u062c\u0632\u0623 \u0645\u0646 \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643.<\/p>

4.3 \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0643\u0630\u0644\u0643 \u0639\u0644\u0649 \u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0633\u0645\u0627\u062d \u0644\u0623\u064a \u0634\u062e\u0635 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0623\u064a \u063a\u0631\u0636 \u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639.<\/p>

4.4 \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u0623\u0646 \u062a\u0631\u062a\u064a\u0628\u0647 \u0645\u0639 BHM CAPITAL \u0644\u062a\u0644\u0642\u064a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u064a\u062e\u0636\u0639 \u0644\u0644\u062a\u0639\u0644\u064a\u0642 \u0623\u0648 \u0627\u0644\u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0641\u0648\u0631\u064a\u060c \u062f\u0648\u0646 \u0625\u0634\u0639\u0627\u0631\u060c \u0641\u064a \u062d\u0627\u0644 \u062a\u0639\u0644\u064a\u0642 \u0623\u0648 \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0628\u064a\u0646 BHM CAPITAL \u0648\u0645\u0632\u0648\u062f \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0644\u0623\u064a \u0633\u0628\u0628 \u0643\u0627\u0646.<\/p>

4.5 \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0639\u0646\u062f \u0637\u0644\u0628 BHM CAPITAL\u060c \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u062e\u0637\u064a\u0629 \u0644\u062a\u0644\u0642\u064a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0642\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0648\u064a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0623\u064a \u0634\u0631\u0648\u0637 \u0623\u0648 \u0642\u064a\u0648\u062f \u0623\u0648 \u062d\u062f\u0648\u062f \u062a\u0641\u0631\u0636\u0647\u0627 BHM CAPITAL \u0628\u0646\u0641\u0633\u0647\u0627 \u0623\u0648 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0645\u0632\u0648\u062f \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0633\u062f\u0627\u062f \u062c\u0645\u064a\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0623\u0648 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629.<\/p><\/section>

5. \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643<\/h3>

\u062a\u064f\u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0622\u062e\u0631\u060c \u0648\u064a\u062c\u0648\u0632 \u0644\u0640 BHM CAPITAL \u062a\u0639\u062f\u064a\u0644\u0647\u0627 \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631 \u0628\u0625\u0634\u0639\u0627\u0631 \u0645\u062f\u062a\u0647 \u062e\u0645\u0633\u0629 (5) \u0623\u064a\u0627\u0645 \u0639\u0645\u0644. \u0648\u062a\u064f\u062f\u0641\u0639 \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0634\u0647\u0631\u064a\u064b\u0627 \u0623\u0648 \u0631\u0628\u0639 \u0633\u0646\u0648\u064a\u064b\u0627 \u0623\u0648 \u0646\u0635\u0641 \u0633\u0646\u0648\u064a\u064b\u0627 \u0623\u0648 \u0633\u0646\u0648\u064a\u064b\u0627 \u0645\u0642\u062f\u0645\u064b\u0627\u060c \u0645\u0639 \u062e\u0636\u0648\u0639\u0647\u0627 \u0644\u0623\u064a \u0631\u0633\u0648\u0645 \u0623\u0648 \u0636\u0631\u0627\u0626\u0628 \u0623\u0648 \u0645\u0633\u062a\u062d\u0642\u0627\u062a \u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0633\u062f\u0627\u062f\u0647\u0627 \u0644\u0640 BHM CAPITAL \u0623\u0648 \u0644\u0633\u0648\u0642 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0644\u0623\u064a \u062c\u0647\u0629 \u0623\u062e\u0631\u0649 \u062d\u0633\u0628 \u0627\u0644\u0627\u0642\u062a\u0636\u0627\u0621. \u0648\u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f. \u0648\u062a\u062d\u062a\u0641\u0638 BHM CAPITAL \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u064a \u0631\u0633\u0648\u0645 \u0627\u0634\u062a\u0631\u0627\u0643 \u0645\u0633\u062a\u062d\u0642\u0629 \u0648\u063a\u064a\u0631 \u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0628\u0631 \u0627\u0644\u0644\u062c\u0648\u0621 \u0625\u0644\u0649 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629.<\/p><\/section>

6. \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646<\/h3>

\u062a\u064f\u0642\u062f\u0651\u064e\u0645 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0625\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0637\u0644\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u0643. \u0648\u062a\u0637\u0644\u0628 BHM CAPITAL \u0643\u062a\u0627\u0628\u064a\u064b\u0627 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0625\u0636\u0627\u0641\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0637\u0644\u0648\u0628\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0623\u064a \u0645\u0646 \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u0648 \u0645\u062f\u0642\u0642\u064a\u0647\u0645. \u0648\u064a\u0624\u062f\u064a \u0627\u0644\u0625\u062e\u0641\u0627\u0642 \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0639\u0644\u0649 \u0648\u062c\u0647 \u0627\u0644\u0633\u0631\u0639\u0629 \u0625\u0644\u0649 \u062a\u0639\u0644\u064a\u0642 \u0641\u0648\u0631\u064a \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0625\u0644\u0649 \u0623\u0646 \u064a\u062a\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0637\u0644\u0628.<\/p><\/section>

7. \u0627\u0644\u0633\u0631\u064a\u0629<\/h3>

\u0628\u062d\u0643\u0645 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0633\u064a\u0643\u0648\u0646 \u0644\u062f\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0645\u0648\u0627\u062f \u0645\u0639\u064a\u0646\u0629 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c\u060c \u0648\u0647\u064a \u0633\u0631\u064a\u0629 \u0648\u0644\u0647\u0627 \u0642\u064a\u0645\u0629 \u0643\u0628\u064a\u0631\u0629 \u0644\u0640 BHM CAPITAL\u060c \u0648\u0633\u062a\u062a\u0636\u0631\u0631 \u062a\u0644\u0643 \u0627\u0644\u0642\u064a\u0645\u0629 \u0625\u0630\u0627 \u062a\u0645 \u0627\u0644\u0625\u0641\u0635\u0627\u062d \u0639\u0646\u0647\u0627 \u0644\u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629 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8. \u0627\u0644\u062a\u0639\u0648\u064a\u0636<\/h3>

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\u0628\u0642\u062f\u0631\u0627\u062a \u0645\u0645\u0627\u062b\u0644\u0629 \u0623\u0648 \u0623\u0641\u0636\u0644\u061b \u0623\u0648 (\u062f) \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0631\u062f \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0646\u0633\u0628\u064a \u0645\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0645\u0642\u062f\u0645\u064b\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0646 \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u0645\u062a\u0628\u0642\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u0642\u0636\u064a\u0629\u060c \u0645\u062d\u0633\u0648\u0628\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0646\u0647\u0627\u0621 \u062d\u062a\u0649 \u0646\u0647\u0627\u064a\u0629 \u062a\u0644\u0643 \u0627\u0644\u0645\u062f\u0629. \u0648\u0644\u0627 \u062a\u0646\u0637\u0628\u0642 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647 \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u064a\u0646\u0634\u0623 \u0641\u064a\u0647 \u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0643 \u0646\u062a\u064a\u062c\u0629: (\u0623) \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0628\u0637\u0631\u064a\u0642\u0629 \u063a\u064a\u0631 \u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u061b \u0623\u0648 (\u0628) \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0628\u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0646 \u0645\u0639 \u0645\u0646\u062a\u062c\u0627\u062a \u0623\u0648 \u0645\u0639\u062f\u0627\u062a \u0623\u0648 \u0623\u062c\u0647\u0632\u0629 \u0623\u0648 \u0628\u0631\u0627\u0645\u062c \u0623\u0648 \u0623\u0646\u0638\u0645\u0629 \u0623\u0648 \u0628\u064a\u0627\u0646\u0627\u062a \u0644\u0645 \u062a\u0632\u0648\u062f \u0628\u0647\u0627 BHM CAPITAL \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u062a\u064f\u0648\u062c\u0647 \u0641\u064a\u0647 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0646\u061b \u0623\u0648 (\u062c) \u0623\u064a \u062a\u0639\u062f\u064a\u0644 \u0623\u0648 \u062a\u063a\u064a\u064a\u0631 \u0623\u0648 \u062a\u062e\u0635\u064a\u0635 \u0644\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u062a\u0645 \u0645\u0646 \u0642\u0628\u0644 \u0623\u064a \u0637\u0631\u0641 \u063a\u064a\u0631 BHM CAPITAL \u0623\u0648 \u0645\u0645\u062b\u0644\u0647\u0627 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0625\u0630\u0627 \u0644\u0645 \u064a\u0643\u0646 \u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0643 \u0644\u064a\u062d\u062f\u062b \u0644\u0648\u0644\u0627 \u0630\u0644\u0643 \u0627\u0644\u062a\u0639\u062f\u064a\u0644 \u0623\u0648 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0646.<\/p>

8.2 \u064a\u062a\u0639\u0647\u062f \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u062a\u0639\u0648\u064a\u0636 BHM CAPITAL \u0648\u0634\u0631\u0643\u0627\u062a\u0647\u0627 \u0627\u0644\u0632\u0645\u064a\u0644\u0629 \u0648\u0625\u0628\u0642\u0627\u0626\u0647\u0645 \u0645\u0639\u0648\u0636\u064a\u0646\u060c \u0648\u0643\u0644 \u0634\u062e\u0635 \u064a\u0633\u064a\u0637\u0631 \u0639\u0644\u0649 BHM CAPITAL (\u0625\u0646 \u0648\u062c\u062f)\u060c \u0648\u0623\u064a \u0645\u0646 \u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646 \u0623\u0648 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0623\u0648 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0623\u0648 \u0627\u0644\u0648\u0643\u0644\u0627\u0621 \u0623\u0648 \u0627\u0644\u0645\u062d\u0627\u0645\u064a\u0646 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0641\u064a \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u0622\u062e\u0631\u064a\u0646\u060c \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0648\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0627\u0644\u0645\u0635\u0631\u0648\u0641\u0627\u062a \u0648\u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0648\u0627\u0644\u062f\u0639\u0627\u0648\u0649 \u0648\u0623\u062a\u0639\u0627\u0628 \u0627\u0644\u0645\u062d\u0627\u0645\u064a\u0646 \u0648\u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u064f\u062a\u0643\u0628\u062f \u0623\u0648 \u062a\u064f\u0639\u0627\u0646\u0649 \u0646\u062a\u064a\u062c\u0629 \u0623\u0648 \u0628\u0633\u0628\u0628 \u0625\u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u062a\u0635\u0627\u0644\u0647 \u0628\u0647\u0627 \u0623\u0648 \u0646\u062a\u064a\u062c\u0629 \u0627\u0646\u062a\u0647\u0627\u0643 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0644\u0640 BHM CAPITAL \u0648\/\u0623\u0648 \u0634\u0631\u0643\u0627\u062a\u0647\u0627 \u0627\u0644\u0632\u0645\u064a\u0644\u0629 \u0623\u0648 \u0628\u0633\u0628\u0628 \u0623\u064a \u0645\u0637\u0627\u0644\u0628\u0629 \u064a\u0642\u062f\u0645\u0647\u0627 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u062a\u0646\u0634\u0623 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0628\u0633\u0628\u0628 \u0623\u0641\u0639\u0627\u0644 \u0623\u0648 \u0627\u0645\u062a\u0646\u0627\u0639\u0627\u062a \u0623\u0648 \u0625\u0647\u0645\u0627\u0644 \u0623\u0648 \u062a\u0642\u0635\u064a\u0631 \u0645\u062a\u0639\u0645\u062f \u0623\u0648 \u0623\u0641\u0639\u0627\u0644 \u0645\u0642\u0635\u0648\u062f\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0642\u0635\u0648\u062f\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u0627\u0646\u062a\u0647\u0627\u0643 \u062d\u0642\u0648\u0642 \u0627\u0644\u0637\u0628\u0639 \u0648\u0627\u0644\u0646\u0634\u0631 \u0623\u0648 \u0627\u0644\u0639\u0644\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0642\u0631\u0635\u0646\u0629 \u0623\u0648 \u0627\u0644\u062a\u0639\u062f\u064a\u0644 \u0623\u0648 \u0641\u0643 \u0627\u0644\u062a\u062c\u0645\u064a\u0639 \u0623\u0648 \u0627\u0644\u062a\u0641\u0643\u064a\u0643 \u0623\u0648 \u0627\u0644\u0647\u0646\u062f\u0633\u0629 \u0627\u0644\u0639\u0643\u0633\u064a\u0629 \u0623\u0648 \u0627\u0644\u0627\u0646\u062e\u0631\u0627\u0637 \u0641\u064a \u062a\u0635\u0646\u064a\u0639 \u0623\u0648 \u062a\u0648\u0632\u064a\u0639 \u0623\u0648 \u062a\u0648\u0631\u064a\u062f \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0631\u0627\u0645\u062c \u0645\u0632\u064a\u0641\u0629 \u0623\u0648 \u0645\u0642\u0631\u0635\u0646\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0631\u062e\u0635\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0623\u0648 \u0644\u0623\u064a \u0633\u0628\u0628 \u0643\u0627\u0646.<\/p><\/section>

9. \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0645\u062d\u062f\u0648\u062f<\/h3>

9.1 \u062a\u0633\u0639\u0649 BHM CAPITAL \u0648\u062a\u0628\u0630\u0644 \u0642\u0635\u0627\u0631\u0649 \u062c\u0647\u062f\u0647\u0627 \u0644\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0627\u0644\u0646\u0638\u0627\u0645 \u0623\u0648 \u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 \u0639\u0628\u0631\u0647 \u0628\u0634\u0643\u0644 \u0643\u0627\u0645\u0644 \u0648\u0645\u062a\u0627\u062d \u0648\u0645\u0633\u062a\u0645\u0631 \u0648\u0645\u0648\u062c\u0632\u060c \u0631\u0647\u0646\u0627\u064b \u0628\u062a\u0648\u0627\u0641\u0631 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0646 \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0623\u062f\u0627\u0621 \u0631\u0648\u0627\u0628\u0637 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u064f\u0646\u0642\u0644 \u0639\u0628\u0631\u0647\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.<\/p>

9.2 \u064a\u0641\u0647\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u064a\u0648\u0627\u0641\u0642 \u0635\u0631\u0627\u062d\u0629\u064b \u0639\u0644\u0649 \u0623\u0646: \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u064a\u0643\u0648\u0646 \u0639\u0644\u0649 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0647 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644. \u0648\u062a\u064f\u0642\u062f\u0651\u064e\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u201c\u0643\u0645\u0627 \u0647\u064a\u201d \u0648\u201c\u062d\u0633\u0628 \u0627\u0644\u062a\u0648\u0627\u0641\u0631\u201d. \u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0645\u0627 \u0633\u0628\u0642\u060c \u062a\u064f\u062e\u0644\u064a BHM CAPITAL \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0647\u0627 \u0635\u0631\u0627\u062d\u0629\u064b \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u062a\u0635\u0631\u064a\u062d\u0627\u062a \u0648\u0627\u0644\u0643\u0641\u0627\u0644\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u0646 \u0623\u064a \u0646\u0648\u0639\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0635\u0631\u064a\u062d\u0629 \u0623\u0648 \u0636\u0645\u0646\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u062a\u0635\u0631\u064a\u062d\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0636\u0645\u0646\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0642\u0627\u0628\u0644\u064a\u0629 \u0644\u0644\u062a\u0633\u0648\u064a\u0642 \u0623\u0648 \u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0644\u063a\u0631\u0636 \u0645\u0639\u064a\u0646 \u0623\u0648 \u0627\u0644\u0627\u0643\u062a\u0645\u0627\u0644 \u0623\u0648 \u0627\u0644\u062f\u0642\u0629 \u0623\u0648 \u0627\u0644\u062a\u0648\u0642\u064a\u062a \u0623\u0648 \u0623\u0646 \u062a\u0643\u0648\u0646 \u062f\u0648\u0646 \u0627\u0646\u0642\u0637\u0627\u0639 \u0623\u0648 \u062e\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0623\u0648 \u0627\u0644\u0641\u064a\u0631\u0648\u0633\u0627\u062a \u0623\u0648 \u0627\u0644\u0639\u064a\u0648\u0628.<\/p><\/section>

10. \u0625\u062e\u0644\u0627\u0621 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629<\/h3>

10.1 \u0644\u0627 \u062a\u062a\u062d\u0645\u0644 BHM CAPITAL \u0648\u0644\u0627 \u0645\u0632\u0648\u062f\u0648 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u062c\u0627\u0647 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0623\u0648 \u0623\u064a \u0634\u062e\u0635 \u0622\u062e\u0631\u060c \u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0627\u0644\u0633\u0628\u0628\u060c \u0639\u0646 \u0623\u064a \u0623\u062e\u0637\u0627\u0621 \u0623\u0648 \u0639\u062f\u0645 \u062f\u0642\u0629 \u0623\u0648 \u0633\u0647\u0648 \u0641\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0623\u0648 \u0639\u0646 \u0623\u064a \u062a\u0623\u062e\u064a\u0631 \u0623\u0648 \u0627\u0646\u0642\u0637\u0627\u0639 \u0641\u064a \u0646\u0642\u0644\u0647\u0627 \u0625\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0623\u0648 \u0639\u0646 \u0623\u064a \u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0623\u0648 \u062e\u0633\u0627\u0626\u0631 \u062a\u0646\u0634\u0623 \u0639\u0646 \u0630\u0644\u0643. \u0648\u062a\u064f\u062e\u0644\u064a BHM CAPITAL \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0647\u0627 \u0635\u0631\u0627\u062d\u0629\u064b \u0639\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0623\u0648 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0645\u0646 \u0623\u064a \u0646\u0648\u0639\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0645\u0628\u0627\u0634\u0631\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631\u0629 \u0623\u0648 \u062a\u0628\u0639\u064a\u0629 \u0623\u0648 \u062a\u0639\u0648\u064a\u0636\u064a\u0629 \u0623\u0648 \u0641\u0639\u0644\u064a\u0629 \u0623\u0648 \u0639\u0642\u0627\u0628\u064a\u0629 \u0623\u0648 \u062e\u0627\u0635\u0629 \u0623\u0648 \u0639\u0631\u0636\u064a\u0629 \u0623\u0648 \u062a\u0645\u062b\u064a\u0644\u064a\u0629\u060c \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0631\u062c\u0648\u0639 \u0625\u0644\u0649 \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647\u0627 \u0645\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0623\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647.<\/p>

10.2 \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u0623\u0646 \u0628\u0639\u0636 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0642\u0639 \u0636\u0645\u0646 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0648\u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u062a\u062e\u0636\u0639 \u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0639\u062f\u0645 \u064a\u0642\u064a\u0646 \u0645\u062e\u062a\u0644\u0641\u0629 \u0642\u062f \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a. \u0648\u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u0623\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0623\u0628\u062d\u0627\u062b \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u064a\u0643\u0648\u0646 \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0647 \u0627\u0644\u062e\u0627\u0635\u060c \u0648\u0644\u0627 \u062a\u064f\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0646\u0635\u064a\u062d\u0629 \u0645\u0646 BHM CAPITAL \u0644\u0634\u0631\u0627\u0621 \u0623\u0648 \u0628\u064a\u0639 \u0623\u064a \u0623\u0648\u0631\u0627\u0642 \u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u0645\u0645\u062a\u0644\u0643\u0627\u062a \u0623\u062e\u0631\u0649 \u0623\u0648 \u0644\u062a\u0648\u0642\u064a\u062a \u0623\u0648 \u062d\u062c\u0645 \u0623\u064a \u0645\u0639\u0627\u0645\u0644\u0629. \u0643\u0645\u0627 \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u064a\u0641\u0647\u0645 \u0623\u0646 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0648\u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0647\u0630\u0647 \u062a\u064f\u062c\u0631\u0649 \u0645\u0646 \u0642\u0628\u0644 BHM CAPITAL \u0644\u0623\u063a\u0631\u0627\u0636 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0641\u0642\u0637\u060c \u0648\u0623\u0646\u0647 \u0633\u064a\u0642\u0631\u0623 \u062c\u0645\u064a\u0639 \u0625\u062e\u0644\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u062a\u0644\u0643 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0628\u0639\u0646\u0627\u064a\u0629 \u0648\u064a\u0639\u062a\u0645\u062f \u062d\u0635\u0631\u064a\u064b\u0627 \u0639\u0644\u0649 \u0645\u0647\u0627\u0631\u0627\u062a\u0647 \u0648\u0645\u0639\u0631\u0641\u062a\u0647 \u0648\u062d\u0643\u0645\u0647 \u0639\u0646\u062f \u0627\u062a\u062e\u0627\u0630 \u0623\u064a \u0642\u0631\u0627\u0631. \u0648\u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u064a\u0642\u0631 \u0635\u0631\u0627\u062d\u0629\u064b \u0628\u0623\u0646\u0647 \u0644\u0646 \u062a\u0643\u0648\u0646 \u0644\u0647 \u0623\u064a \u0645\u0637\u0627\u0644\u0628\u0627\u062a whatsoever \u0636\u062f BHM CAPITAL \u0639\u0646 \u0623\u064a \u062e\u0633\u0627\u0626\u0631 \u064a\u062a\u0643\u0628\u062f\u0647\u0627 \u0646\u062a\u064a\u062c\u0629 \u0627\u062a\u0628\u0627\u0639 \u0623\u064a \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0627\u0644\u0646\u0638\u0627\u0645 \u0636\u0645\u0646 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0623\u0648 \u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a.<\/p><\/section>

11. \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u0642\u064a\u0648\u062f<\/h3>

\u062a\u062d\u0638\u0631 \u0628\u0639\u0636 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u062a\u0642\u064a\u064a\u062f \u0623\u0648 \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0628\u0639\u0636 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0623\u0648 \u0627\u0644\u062a\u0635\u0631\u064a\u062d\u0627\u062a \u0623\u0648 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u062a\u0642\u064a\u064a\u062f \u0623\u0648 \u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0639\u0631\u0636\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u0628\u0639\u064a\u0629. \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u064a\u0647\u060c \u0642\u062f \u0644\u0627 \u062a\u0646\u0637\u0628\u0642 \u0628\u0639\u0636 \u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0623\u0639\u0644\u0627\u0647 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643.<\/p><\/section>

12. \u0625\u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<\/h3>

\u062a\u064f\u0639\u062f \u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u062d\u0627\u0644\u0627\u062a \u0625\u062e\u0644\u0627\u0644 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u0630\u0627 \u0642\u0631\u0631\u062a BHM CAPITAL \u0623\u0646:
\u064a\u0631\u062a\u0643\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0623\u064a \u0625\u062e\u0644\u0627\u0644 \u062c\u0648\u0647\u0631\u064a \u0623\u0648 \u0645\u062a\u0643\u0631\u0631 \u0628\u0623\u064a \u062d\u0643\u0645 \u0645\u0646 \u0623\u062d\u0643\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 (\u0648\u0641\u064a \u062d\u0627\u0644 \u0643\u0627\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0642\u0627\u0628\u0644\u0627\u064b \u0644\u0644\u0645\u0639\u0627\u0644\u062c\u0629) \u0648\u0644\u0645 \u064a\u062a\u0645 \u0639\u0644\u0627\u062c\u0647 \u062e\u0644\u0627\u0644 \u062e\u0645\u0633\u0629 \u0639\u0634\u0631 (15) \u064a\u0648\u0645\u064b\u0627 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0633\u062a\u0644\u0627\u0645 \u0637\u0644\u0628 \u0643\u062a\u0627\u0628\u064a \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0630\u0644\u0643 \u0627\u0644\u0625\u062e\u0644\u0627\u0644\u061b \u0623\u0648
\u0643\u0627\u0646\u062a \u0623\u064a \u0645\u0646 \u0625\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0629\u061b \u0623\u0648
\u062a\u0645 \u062a\u0642\u062f\u064a\u0645 \u0637\u0644\u0628 \u0623\u0648 \u0625\u062c\u0631\u0627\u0621 \u0622\u062e\u0631 \u0644\u0644\u0625\u0641\u0644\u0627\u0633 \u0623\u0648 \u0627\u0644\u0625\u0639\u0633\u0627\u0631 \u0636\u062f \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u061b \u0623\u0648
\u0642\u0627\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0623\u064a \u0641\u0639\u0644 \u0623\u0648 \u0627\u0645\u062a\u0646\u0627\u0639 \u0623\u0648 \u062a\u0635\u0631\u0641 \u0623\u0648 \u062a\u0642\u0635\u064a\u0631 \u0645\u062a\u0639\u0645\u062f \u0623\u0648 \u0625\u0647\u0645\u0627\u0644 \u064a\u0646\u062a\u0647\u0643 \u0623\u0648 \u064a\u062e\u0627\u0644\u0641 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0648\u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0645\u0627 \u0633\u0628\u0642\u060c \u062a\u062d\u062a\u0641\u0638 BHM CAPITAL \u0628\u062d\u0642\u0647\u0627 \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0636\u062f \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647.<\/p><\/section>

13. \u0625\u0646\u0647\u0627\u0621 \u0627\u0644\u0645\u0634\u062a\u0631\u0643<\/h3>

\u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0625\u0634\u0639\u0627\u0631 \u0643\u062a\u0627\u0628\u064a \u0645\u062f\u062a\u0647 \u0634\u0647\u0631 (1) \u0648\u0627\u062d\u062f \u0625\u0644\u0649 BHM CAPITAL. \u0648\u0639\u0646\u062f \u0647\u0630\u0627 \u0627\u0644\u0625\u0646\u0647\u0627\u0621\u060c \u0644\u0627 \u064a\u062d\u0642 \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u064a \u0645\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 (\u0625\u0646 \u0648\u062c\u062f\u062a) \u0648\u064a\u062c\u0628 \u0639\u0644\u064a\u0647 \u0627\u0644\u062a\u0648\u0642\u0641 \u0641\u0648\u0631\u064b\u0627 \u0639\u0646 \u0623\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0644\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644 BHM CAPITAL.<\/p><\/section>

14. \u0625\u0646\u0647\u0627\u0621 BHM Capital<\/h3>

14.1 \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u064a \u062d\u0643\u0645 \u0645\u062e\u0627\u0644\u0641\u060c \u064a\u062c\u0648\u0632 \u0644\u0640 BHM CAPITAL \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637:
\u062f\u0648\u0646 \u0625\u0628\u062f\u0627\u0621 \u0633\u0628\u0628\u060c \u0648\u0644\u0643\u0646 \u0628\u0639\u062f \u062a\u0648\u062c\u064a\u0647 \u0625\u0634\u0639\u0627\u0631 \u0643\u062a\u0627\u0628\u064a \u0645\u062f\u062a\u0647 \u0634\u0647\u0631 (01) \u0648\u0627\u062d\u062f \u0625\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u061b \u0623\u0648
\u0641\u0648\u0631\u064b\u0627 \u0648\u062f\u0648\u0646 \u0623\u064a \u0633\u0628\u0628\u060c \u0641\u064a \u062d\u0627\u0644 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0648\/\u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0623\u0648 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0623\u064a \u0645\u0646 \u0633\u064a\u0627\u0633\u0627\u062a \u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 (\u0627\u0644\u0628\u0646\u062f 3)\u060c \u0623\u0648 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0645\u0632\u0648\u062f \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.<\/p>

14.2 \u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0645\u0627 \u0633\u0628\u0642\u060c \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u0623\u0646 BHM CAPITAL\u060c \u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u062f\u064a\u0631\u0647\u0627 \u0627\u0644\u0645\u0637\u0644\u0642\u060c \u0642\u062f (\u0623\u0648 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0645\u0632\u0648\u062f\u064a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a) \u062a\u0639\u0644\u0642 \u0623\u0648 \u062a\u0646\u0647\u064a \u0643\u0644\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u0648\u0631 \u0623\u0648 \u062a\u0633\u0645\u064a\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 (\u0623\u0648 \u0623\u064a \u062c\u0632\u0621 \u0645\u0646\u0647\u0627) \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0623\u0648 \u062a\u0632\u064a\u0644 \u0648\u062a\u0633\u062a\u0628\u0639\u062f \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0636\u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0623\u0648 \u062a\u0639\u0637\u0644 \u0623\u0648 \u062a\u062d\u0630\u0641 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0644\u0641\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629 \u0641\u064a \u062d\u0633\u0627\u0628\u0647 \u0648\/\u0623\u0648 \u062a\u0645\u0646\u0639 \u0623\u064a \u0648\u0635\u0648\u0644 \u0644\u0627\u062d\u0642 \u0625\u0644\u0649 \u062a\u0644\u0643 \u0627\u0644\u0645\u0644\u0641\u0627\u062a \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0623\u0648 \u062a\u062a\u0648\u0642\u0641 \u0639\u0646 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u0623\u064a \u062c\u0632\u0621 \u0645\u0646\u0647\u0627\u060c \u0628\u0625\u0634\u0639\u0627\u0631 \u0623\u0648 \u062f\u0648\u0646 \u0625\u0634\u0639\u0627\u0631 \u0625\u0630\u0627 \u0627\u0639\u062a\u0642\u062f\u062a BHM CAPITAL \u0623\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0642\u062f \u0627\u0646\u062a\u0647\u0643 \u0623\u0648 \u062a\u0635\u0631\u0641 \u0628\u0645\u0627 \u064a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639 \u0631\u0648\u062d \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0644\u0645 \u064a\u0642\u0645 \u0628\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 (\u0625\u0646 \u0643\u0627\u0646 \u0642\u0627\u0628\u0644\u0627\u064b \u0644\u0644\u0645\u0639\u0627\u0644\u062c\u0629) \u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u062a\u0639\u0647\u062f \u0645\u0631\u0636\u064d \u0644\u0640 BHM CAPITAL \u0623\u0648 \u0644\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0635\u0629 \u062e\u0644\u0627\u0644 \u062e\u0645\u0633\u0629 (5) \u0623\u064a\u0627\u0645 \u0639\u0645\u0644 \u0645\u0646 \u0627\u0633\u062a\u0644\u0627\u0645 \u0625\u062e\u0637\u0627\u0631 \u0628\u0627\u0644\u0625\u062e\u0644\u0627\u0644\u060c \u0623\u0648 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0635\u064a\u0627\u0646\u0629. \u0643\u0645\u0627 \u064a\u0648\u0627\u0641\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u0623\u0646 BHM CAPITAL \u0644\u0646 \u062a\u0643\u0648\u0646 \u0645\u0633\u0624\u0648\u0644\u0629 \u062a\u062c\u0627\u0647\u0647 \u0623\u0648 \u062a\u062c\u0627\u0647 \u0623\u064a \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0639\u0646 \u0623\u064a \u0625\u0646\u0647\u0627\u0621 \u0623\u0648 \u062a\u0639\u0644\u064a\u0642 \u0644\u0648\u0635\u0648\u0644\u0647 \u0625\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a.<\/p><\/section>

15. \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0648\u0627\u0644\u0642\u064a\u0648\u062f<\/h3>

\u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0623\u064a \u0645\u0646 \u062d\u0642\u0648\u0642\u0647 \u0648\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647 \u0628\u0645\u0648\u062c\u0628\u0647\u0627 \u062f\u0648\u0646 \u0645\u0648\u0627\u0641\u0642\u0629 \u062e\u0637\u064a\u0629 \u0645\u0633\u0628\u0642\u0629 \u0645\u0646 BHM CAPITAL. \u0648\u064a\u062c\u0648\u0632 \u0644\u0640 BHM CAPITAL \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0643\u0644 \u0623\u0648 \u0623\u064a \u0645\u0646 \u062d\u0642\u0648\u0642\u0647\u0627 \u0648\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u062f\u0648\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 \u0632\u0645\u064a\u0644\u0629 \u0623\u0648 \u0643\u064a\u0627\u0646 \u0628\u0627\u0642\u064d \u0641\u064a \u062d\u0627\u0644 \u0627\u0644\u0627\u0646\u062f\u0645\u0627\u062c \u0623\u0648 \u0628\u064a\u0639 \u0643\u0644 \u0623\u0648 \u0645\u0639\u0638\u0645 \u0623\u0635\u0648\u0644 BHM CAPITAL.<\/p><\/section>

16. \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062d\u0627\u0643\u0645 \u0648\u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635 \u0627\u0644\u0642\u0636\u0627\u0626\u064a<\/h3>

\u062a\u064f\u0641\u0633\u0631 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0647\u0630\u0647 \u0648\u062a\u064f\u062d\u0643\u0645 \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0648\u062c\u0648\u0647 \u0648\u0641\u0642\u064b\u0627 \u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u062f\u0648\u0644\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0648\u064a\u062e\u0636\u0639 \u0627\u0644\u0637\u0631\u0641\u0627\u0646 \u0644\u0644\u0627\u062e\u062a\u0635\u0627\u0635 \u0627\u0644\u0642\u0636\u0627\u0626\u064a \u0627\u0644\u062d\u0635\u0631\u064a \u0644\u0645\u062d\u0627\u0643\u0645 \u062f\u0628\u064a \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062c\u0645\u064a\u0639 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0646\u0634\u0623 \u0628\u0623\u064a \u0634\u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0634\u0643\u0627\u0644 \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629.<\/p><\/section>

17. \u0627\u0644\u0625\u0634\u0639\u0627\u0631\u0627\u062a<\/h3>

17.1 \u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0648\u0627\u0644\u0645\u0642\u062a\u0631\u062d\u0627\u062a \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0623\u0648 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0625\u0644\u0649 BHM CAPITAL \u0643\u062a\u0627\u0628\u064a\u0629\u060c \u0648\u0623\u0646 \u062a\u064f\u0633\u0644\u0645 \u0628\u0627\u0644\u064a\u062f \u0623\u0648 \u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0628\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0645\u0633\u062c\u0644 \u0623\u0648 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0625\u0644\u0649 \u062c\u0647\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0627\u0644\u0645\u0628\u064a\u0646\u0629 \u0623\u062f\u0646\u0627\u0647. \u0648\u062a\u064f\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0645\u0633\u062a\u0644\u0645\u0629 \u0631\u0647\u0646\u0627\u064b \u0628\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u062a\u0633\u0644\u064a\u0645.<\/p>

\u0627\u0644\u0639\u0646\u0648\u0627\u0646:
BHM CAPITAL Financial Services PSC
\u0631\u0642\u0645 4901\u060c
\u0628\u0631\u062c \u0641\u064a\u062c\u0646\u060c
\u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u060c \u062f\u0628\u064a\u060c \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629<\/p>

\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a:
\u0645\u0648\u062c\u0648\u062f \u0641\u064a \u0635\u0641\u062d\u0629 \u201c\u0627\u062a\u0635\u0644 \u0628\u0646\u0627\u201d \u0636\u0645\u0646 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0642\u0628\u0644 BHM CAPITAL (\u062d\u0627\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u2013 https:\/\/bhmuae.ae\/<\/a>).<\/p>

17.2 \u062a\u064f\u0631\u0633\u0644 \u062c\u0645\u064a\u0639 \u0627\u0644\u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0648\u0627\u0644\u0645\u0642\u062a\u0631\u062d\u0627\u062a \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0625\u0644\u0649 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0643\u062a\u0627\u0628\u0629\u064b \u0625\u0644\u0649 \u062c\u0647\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0627\u0644\u062a\u064a \u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0625\u0644\u0649 BHM CAPITAL (\u0628\u0627\u0644\u064a\u062f \u0623\u0648 \u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0645\u0633\u062c\u0644 \u0623\u0648 \u0627\u0644\u0645\u0639\u062a\u0645\u062f) \u0623\u0648 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0642\u064a\u0627\u0645 BHM CAPITAL \u0628\u0646\u0634\u0631\u0647\u0627 \u0641\u064a \u0645\u0646\u062a\u062c\u0627\u062a\u0647\u0627 \u0623\u0648 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0647\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a (\u062d\u0627\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 https:\/\/bhmuae.ae\/<\/a>).<\/p>

17.3 \u064a\u062c\u0648\u0632 \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0637\u0631\u0641\u064a\u0646 \u062a\u063a\u064a\u064a\u0631 \u0639\u0646\u0648\u0627\u0646\u0647 \u0644\u0644\u062a\u0628\u0644\u064a\u063a \u0628\u0639\u062f \u062a\u0648\u062c\u064a\u0647 \u0625\u0634\u0639\u0627\u0631 \u0645\u0633\u0628\u0642 \u0625\u0644\u0649 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0622\u062e\u0631.<\/p>

17.4 \u062a\u0643\u0648\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0647\u0627 \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629\u060c \u0623\u0648 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0628\u0623\u064a \u0644\u063a\u0629 \u0623\u062e\u0631\u0649 \u0641\u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0631\u0641\u0642\u0629 \u0628\u062a\u0631\u062c\u0645\u0629 \u0625\u0644\u0649 \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629. \u0648\u0641\u064a \u062d\u0627\u0644 \u0648\u062c\u0648\u062f \u062a\u0639\u0627\u0631\u0636 \u0628\u064a\u0646 \u0627\u0644\u0646\u0635 \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a \u0648\u0627\u0644\u0646\u0635 \u0628\u0623\u064a \u0644\u063a\u0629 \u0623\u062e\u0631\u0649\u060c \u064a\u0633\u0648\u062f \u0627\u0644\u0646\u0635 \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a.<\/p>

17.5 \u0642\u062f \u062a\u0648\u0641\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u064a\u0636\u064b\u0627 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0628\u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0645\u0633\u0627\u0626\u0644 \u0623\u062e\u0631\u0649 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0639\u0631\u0636 \u0625\u0634\u0639\u0627\u0631\u0627\u062a \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 BHM CAPITAL \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a (\u062d\u0627\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 https:\/\/bhmuae.ae\/<\/a>).<\/p><\/section>

18. \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0642\u0627\u0647\u0631\u0629<\/h3>

\u0644\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u0644\u0627 BHM CAPITAL \u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0639\u0646 \u0627\u0644\u062a\u0623\u062e\u064a\u0631 \u0623\u0648 \u0627\u0644\u0641\u0634\u0644 \u0641\u064a \u0623\u062f\u0627\u0621 \u0623\u064a \u0645\u0646 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0639\u0646\u062f\u0645\u0627 \u064a\u0646\u0634\u0623 \u0647\u0630\u0627 \u0627\u0644\u062a\u0623\u062e\u064a\u0631 \u0623\u0648 \u0627\u0644\u0641\u0634\u0644 \u0639\u0646 \u062d\u062f\u062b\/\u0623\u062d\u062f\u0627\u062b \u0642\u0648\u0629 \u0642\u0627\u0647\u0631\u0629. \u0648\u064a\u062c\u0648\u0632 \u062a\u0645\u062f\u064a\u062f \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0644\u0627\u0632\u0645 \u0644\u0623\u062f\u0627\u0621 \u0623\u064a \u0639\u0645\u0644 \u062a\u0623\u062e\u0631 \u0628\u0633\u0628\u0628 \u0647\u0630\u0647 \u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0644\u0641\u062a\u0631\u0629 \u0645\u0633\u0627\u0648\u064a\u0629 \u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u0623\u062e\u064a\u0631. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u062d\u0642 \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0637\u0631\u0641\u064a\u0646 \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0641\u0648\u0631\u064b\u0627 \u0625\u0630\u0627 \u0627\u0633\u062a\u0645\u0631 \u062d\u062f\u062b\/\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0644\u0623\u0643\u062b\u0631 \u0645\u0646 \u0634\u0647\u0631 \u0648\u0627\u062d\u062f.<\/p><\/section>

19. \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0648\u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635<\/h3>

\u062a\u0634\u0643\u0644 \u0623\u064a \u0646\u0645\u0627\u0630\u062c \u0627\u0634\u062a\u0631\u0627\u0643\/\u0637\u0644\u0628\u0627\u062a\/\u0623\u0648\u0627\u0645\u0631\/\u0641\u0648\u0627\u062a\u064a\u0631\/\u0639\u0631\u0648\u0636 \u0623\u0633\u0639\u0627\u0631 \u0633\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0645\u0628\u0631\u0645\u0629 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648BHM CAPITAL \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a (\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644\/\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u062d\u0633\u0628 \u0627\u0644\u0627\u0642\u062a\u0636\u0627\u0621\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643\u060c \u0645\u062b\u0644 \u0645\u062f\u0629 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0648\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062f\u0641\u0639 \u0648\u0627\u0644\u0633\u0639\u0631\u060c \u0625\u0646 \u0648\u062c\u062f\u062a) \u0648\/\u0623\u0648 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0645\u062c\u062a\u0645\u0639\u0629\u064b\u060c \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0644\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648BHM CAPITAL \u0648\u062a\u062d\u0643\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0644\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0648\u062a\u062d\u0644 \u0645\u062d\u0644 \u0648\u062a\u0644\u063a\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 \u0623\u0648 \u0627\u0644\u0645\u0639\u0627\u0635\u0631\u0629 \u0627\u0644\u0645\u0643\u062a\u0648\u0628\u0629 \u0623\u0648 \u0627\u0644\u0634\u0641\u0648\u064a\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0648\u0627\u0644\u062a\u0641\u0627\u0647\u0645\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0628\u064a\u0646 BHM CAPITAL \u0648\u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0645\u0648\u0636\u0648\u0639 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a.<\/p><\/section>

20. \u0627\u0644\u062a\u0639\u062f\u064a\u0644\u0627\u062a<\/h3>

\u062a\u062d\u062a\u0641\u0638 BHM CAPITAL \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u063a\u064a\u064a\u0631 \u0623\u0648 \u062a\u0639\u062f\u064a\u0644 \u0648\/\u0623\u0648 \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0623\u064a \u0631\u0633\u0648\u0645 \u0627\u0634\u062a\u0631\u0627\u0643 \u0633\u0627\u0631\u064a\u0629\u060c \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631 \u062f\u0648\u0646 \u0625\u0634\u0639\u0627\u0631 \u0645\u0633\u0628\u0642 \u0644\u0644\u0645\u0634\u062a\u0631\u0643. \u0648\u0633\u064a\u062a\u0645 \u0646\u0634\u0631 \u0647\u0630\u0647 \u0627\u0644\u062a\u0639\u062f\u064a\u0644\u0627\u062a \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 BHM CAPITAL \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a (\u062d\u0627\u0644\u064a\u064b\u0627 \u0639\u0644\u0649 https:\/\/bhmuae.ae\/<\/a>) \u0648\u062a\u064f\u0639\u062f \u0646\u0627\u0641\u0630\u0629 \u0648\u0645\u0644\u0632\u0645\u0629 \u0644\u0644\u0645\u0634\u062a\u0631\u0643. \u0648\u0641\u064a \u062d\u0627\u0644 \u0639\u062f\u0645 \u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u062a\u0636\u0639\u0647\u0627 BHM CAPITAL\u060c \u064a\u0643\u0648\u0646 \u0644\u0644\u0645\u0634\u062a\u0631\u0643\u060c \u0628\u0639\u062f \u0633\u062f\u0627\u062f \u0623\u064a \u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0642\u0627\u0626\u0645\u0629 (\u0625\u0646 \u0648\u062c\u062f\u062a)\u060c \u0627\u0644\u062d\u0642 \u0641\u064a \u0625\u0646\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u0625\u0634\u0639\u0627\u0631 \u0643\u062a\u0627\u0628\u064a \u0625\u0644\u0649 BHM CAPITAL.<\/p><\/section>

21. \u062a\u0627\u0631\u064a\u062e \u0633\u0631\u064a\u0627\u0646 \u0627\u0644\u0634\u0631\u0648\u0637<\/h3>

\u064a\u0643\u0648\u0646 \u062a\u0627\u0631\u064a\u062e \u0633\u0631\u064a\u0627\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0647\u0648 \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0630\u064a \u064a\u0642\u0648\u0645 \u0641\u064a\u0647 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0628\u0633\u062f\u0627\u062f \u0631\u0633\u0648\u0645 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0627\u0644\u0645\u0637\u0628\u0642\u0629. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0644\u0632\u0645\u064b\u0627 \u0628\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0639\u0646\u062f \u0642\u0628\u0648\u0644\u0647\u0627. \u0648\u062a\u064f\u0639\u062f \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0645\u0642\u0628\u0648\u0644\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0646\u062f \u062a\u0648\u0642\u064a\u0639\u0647 \u0639\u0644\u064a\u0647\u0627 \u0623\u0648 \u0642\u0628\u0648\u0644\u0647 \u0644\u0647\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u064b\u0627.<\/p><\/section>

22. \u0623\u062d\u0643\u0627\u0645 \u0645\u062a\u0641\u0631\u0642\u0629<\/h3>

22.1 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0645\u0628\u0631\u0645\u0629 \u0628\u064a\u0646 BHM CAPITAL \u0648\u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u0644\u0627 \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0645\u0646\u0641\u0639\u0629 \u0623\u064a \u0637\u0631\u0641 \u062b\u0627\u0644\u062b\u060c \u0633\u0648\u0627\u0621 \u0628\u0634\u0643\u0644 \u0645\u0628\u0627\u0634\u0631 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631. \u0648\u062a\u0643\u0648\u0646 \u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0645\u0639 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u0648\u0623\u064a \u0634\u0631\u0648\u0637 \u0623\u0648 \u0623\u062d\u0643\u0627\u0645 \u0623\u0648 \u0636\u0645\u0627\u0646\u0627\u062a \u0623\u0648 \u062a\u0635\u0631\u064a\u062d\u0627\u062a \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062a\u0644\u0643 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648\u062a\u0644\u0643 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0641\u0642\u0637. \u0648\u0644\u0627 \u062a\u062a\u062d\u0645\u0644 BHM CAPITAL \u0648\/\u0623\u0648 \u0645\u0632\u0648\u062f\u0648 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u064a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0623\u064a \u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0636\u0631\u0631 \u0645\u0646 \u0623\u064a \u0646\u0648\u0639 \u064a\u0646\u0634\u0623 \u0646\u062a\u064a\u062c\u0629 \u0623\u064a \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a.<\/p>

22.2 \u0625\u0646 \u0625\u062e\u0641\u0627\u0642 BHM CAPITAL \u0641\u064a \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u064a \u062d\u0642 \u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647 herein \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0644\u0627 \u064a\u064f\u0639\u062f \u062a\u0646\u0627\u0632\u0644\u0627\u064b \u0639\u0646 \u0623\u064a \u062d\u0642\u0648\u0642 \u0623\u062e\u0631\u0649 \u0644\u0627\u062d\u0642\u0629 \u0628\u0645\u0648\u062c\u0628\u0647\u0627.<\/p>

22.3 \u0625\u0630\u0627 \u062a\u0628\u064a\u0646 \u0623\u0646 \u0623\u064a \u062d\u0643\u0645 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0646\u0641\u064a\u0630 \u0623\u0648 \u063a\u064a\u0631 \u0635\u0627\u0644\u062d\u060c \u0641\u0633\u064a\u062a\u0645 \u062a\u0642\u064a\u064a\u062f\u0647 \u0623\u0648 \u0625\u0644\u063a\u0627\u0624\u0647 \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0627\u0644\u0644\u0627\u0632\u0645 \u0628\u062d\u064a\u062b \u062a\u0638\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0633\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0641\u0639\u0648\u0644 \u0648\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0646\u0641\u064a\u0630 \u0641\u064a \u0628\u0627\u0642\u064a \u0623\u062c\u0632\u0627\u0626\u0647\u0627.<\/p>

22.4 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0623\u0648 \u0627\u0644\u0646\u0642\u0644 \u0623\u0648 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0645\u0646 \u0627\u0644\u0628\u0627\u0637\u0646 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 (\u0628\u062d\u0643\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0623\u0648 \u063a\u064a\u0631 \u0630\u0644\u0643) \u062f\u0648\u0646 \u0645\u0648\u0627\u0641\u0642\u0629 \u062e\u0637\u064a\u0629 \u0645\u0633\u0628\u0642\u0629 \u0645\u0646 BHM CAPITAL. \u0648\u064a\u062d\u0642 \u0644\u0640 BHM CAPITAL \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0643\u0644 \u0623\u0648 \u062c\u0632\u0621 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u062f\u0648\u0646 \u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643.<\/p>

22.5 \u0644\u0627 \u062a\u0646\u0634\u0623 \u0628\u0645\u0648\u062c\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u064a \u0648\u0643\u0627\u0644\u0629 \u0623\u0648 \u0634\u0631\u0627\u0643\u0629 \u0623\u0648 \u0645\u0634\u0631\u0648\u0639 \u0645\u0634\u062a\u0631\u0643 \u0623\u0648 \u0639\u0644\u0627\u0642\u0629 \u0639\u0645\u0644\u060c \u0648\u0644\u0627 \u064a\u0643\u0648\u0646 \u0644\u0644\u0645\u0634\u062a\u0631\u0643 \u0623\u064a \u0633\u0644\u0637\u0629 \u0645\u0646 \u0623\u064a \u0646\u0648\u0639 \u0644\u0625\u0644\u0632\u0627\u0645 BHM CAPITAL \u0628\u0623\u064a \u0634\u0643\u0644 \u0645\u0646 \u0627\u0644\u0623\u0634\u0643\u0627\u0644.<\/p>

22.6 \u0644\u0627 \u064a\u0624\u062b\u0631 \u0625\u0646\u0647\u0627\u0621 \u0623\u0648 \u0627\u0646\u062a\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0628\u064a\u0646 BHM CAPITAL \u0648\u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0639\u0644\u0649 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0643\u062a\u0633\u0628\u0629 \u0644\u0644\u0637\u0631\u0641\u064a\u0646 \u062d\u062a\u0649 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0646\u0647\u0627\u0621 \u0623\u0648 \u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0621\u060c \u0648\u0644\u0627 \u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u0638\u0644 \u0633\u0627\u0631\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0648\u0627\u0644\u0636\u0645\u0627\u0646 \u0648\u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0648\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0648\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0648\u0645\u0644\u0643\u064a\u0629 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0648\u0627\u0644\u0633\u0631\u064a\u0629 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u0648\u0630\u0644\u0643 \u0628\u0635\u0631\u0641 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0633\u0628\u0628 \u0625\u0646\u0647\u0627\u0621 \u0623\u0648 \u0627\u0646\u062a\u0647\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637.<\/p><\/section>

23. CUSIP Global \u0648\u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635<\/h3>

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